In a conference room, two professionals work at a laptop while two other people in the background look on.

WIRE TRANSFERS

Move money globally, minus the complexity.

Send or receive funds anywhere in the world securely and efficiently with a wire transfer.

Wire transfer benefits.

Send funds quickly.

A wire transfer is the quickest way to transfer funds internationally.

Safe and secure.

Offers a practical and secure option to send funds anywhere.

Save money.

Avoid the costs and hassle of ordering, preparing and sending cheques and other documents.

Wire transfer features.

Country

Canada

Currency

CAD

Transfer time

Same business day
Canada

Currency

Other

Transfer time

Next business day
United States

Currency

USD

Transfer time

1 to 3 business days
Other countries

Currency

Other currency

Transfer time

2 to 15 business days

What you need to wire funds.

Name, address and account number of the beneficiary.

The recipient’s financial institution number, the branch transit number, the account number, and the name and address of the financial institution.

The recipient financial institution’s SWIFT code.

Details about the reason for payment.

IBAN code required for certain transfers.

For wire transfers sent outside of Canada and the United States, an IBAN1 code for the beneficiary financial institution must be provided.

Fees to send a wire transfer.2

Transfers in Canadian dollars

$20 minimum for a wire transfer in CAD.

Transfers in a foreign currency

$30 minimum for a wire transfer in another currency. If the funds are debited from a US dollar account, fees will be converted into USD.

Other transfers

$15 if received from another financial institution.

For more details, go to the banking transactions FAQ. Go to FAQ